CDs & IRAs

 
 

Whether you are saving for a rainy day, college, vacation or even retirement, we have just the account for you. Call or stop in to open an account.


Certificates of Deposit (CDs)

  • Earn Competitive Interest
  • No Monthly Service Charge
  • Variety of terms available
  • $500.00 Minimum Deposit
  • Interest can be compounded, paid by check, or deposited to an account

CD Terms

  • 3 Months
  • 6 Months
  • 12 Months
  • 24 Months
  • 36 Months
  • 48 Months
  • 60 Months

When you purchase a CD, your rate is fixed until the Certificate matures. When you CD matures, it will automatically renew for the same period of time at the rate in effect at renewal unless you instruct us to do otherwise. You have 10 days after the CD renewal date to redeem your CD to avoid penalty. If the CD is redeemed more than 10 days after the automatic renewal, a full penalty will be assessed regardless of the interest earned


Individual Retirement Accounts (IRAs)

Individual Retirement Accounts (IRAs) are a great way to prepare for retirement and save taxes. With a traditional IRA, taxes on contributions and earnings are deferred so that, after retirement, you pay taxes only on what you take out of your account. With a Roth IRA, you cannot take a tax deduction for your contributions, but earnings are tax-free.