Checking

 
 
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You are unique. You need choices. We can help. With checking accounts ranging from our "First Courtesy" checking, to our "Super Now" checking, we have the options you're looking for. Call or stop in to open an account.


First Courtesy Checking

  • Minimum to Open Account $100.00
  • No Service Charge
  • No Minimum Balance Requirements
  • Unlimited Check Writing
  • Visa Debit Card
  • 24 Hour Telephone Banking with Call First
  • Statements by e-mail only (no images)

First Premier Checking

  • Minimum to Open Account is $100.00
  • Unlimited Check Writing
  • Receive Image Check Copies with Monthly Statement
  • $500.00 Minimum Daily Balance Requirement to avoid $8.00 monthly service charge (does not apply to students or seniors)
  • Visa Debit Card
  • 24 Hour Telephone Banking with Call First

Limited Money Market Account (L.M.M.A.)

  • Interest Bearing
  • Minimum to Open is $1,000.00
  • $1,000.00 Minimum daily balance requirement to avoid $10.00 monthly service charge
  • Receive Image Check Copies with Monthly Statement
  • 24 Hour Telephone Banking with Call First

Disclaimer: Transfers from an L.M.M.A. (Limited Money Market) account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle with no more than three by check, draft, or similar order to third parties. If you Close Your Account Before Interest is Credited You WILL NOT Receive The Accrued Interest. For current rates and more information please call (903) 546-6275.


Now Account

  • Interest Bearing
  • Minimum to Open Account is $500.00
  • Unlimited Check Writing
  • Receive Imaged Check Copies with Monthly Statement
  • $500.00 Minimum Daily Balance Requirement to avoid $8.00 monthly service charge
  • Visa Debit Card
  • 24 Hour Telephone Banking with Call First

Super Now Account

  • Interest Bearing
  • Minimum to Open Account is $1,000.00
  • Unlimited Check Writing
  • Receive Imaged Check Copies with Monthly Statement
  • $1,000.00 Minimum Daily Balance Requirement to avoid $10.00 monthly service charge
  • Visa Debit Card
  • 24 Hour Telephone Banking with Call First