FDIC-Insured - Backed by the full faith and credit of the U.S. Government
wooden fence at a farm
At FNBTB, our lending team is here to guide you through every step of the borrowing process. Whether you’re buying a home, expanding your business, or financing a major purchase, we provide clear answers, competitive rates, and personalized service.
Personal Loans – flexible financing for major expenses
Home Loans & Mortgages – purchase, refinance, or home equity options
Auto Loans – competitive rates for new or used vehicles
Business Loans – support for growth, equipment, or working capital
Agricultural Loans – tailored lending for local farmers and ranchers
Ronnie Bridges – Loan Officer
MLO# 744210
📞 (903) 546-6275 | ✉️ rbridges@fnbtb.com
Cindy Holmes – SBA Loan Specialist
MLO# 2354710
📞 (903) 546-6275 | ✉️ cholmes@fnbtb.com
Angie Howery – Mortgage Lending Specialist
📞 (903) 546-6275 | ✉️ ahowery@fnbtb.com
Bobby Murphy – Consumer Lending Specialist
📞 (903) 546-6275 | ✉️ bmurphy@fnbtb.com
Alan Hale – Loan Officer
MLO# 744209
📞 (903) 427-5522 | ✉️ ahale@fnbtb.com
Robert Edwards – Loan Officer
MLO# 2405598
📞 (903) 427-5522 | ✉️ redwards@fnbtb.com
Kim Tedford – Loan Officer
MLO# 2509471
📞 (870) 921-5700 | ✉️ ktedford@fnbtb.com
Brian Lee – Loan Officer
MLO# 1029831
📞 (870) 777-5577 | ✉️ blee@fnbtb.com
Summer Harrison – Loan Officer
MLO# 2561121
📞 (870) 777-5577 | ✉️ sharrison@fnbtb.com
Jason Nottingham – Secondary Market Loan Officer
MLO# 524670
📞 (903) 559-8425 | ✉️ jnottingham@fnbtb.com
Ready to get started? Contact a member of our lending team today to discuss your options.