Online Banking



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Checking

You are unique. You need choices. We can help. With checking accounts ranging from our "First Courtesy" checking, to our "Super Now" checking, we have the options you're looking for. Call or stop in to open an account.

Business Interest Account

  • Interest bearing
  • Compounded monthly using the average daily balance
  • Minimum to open $500.00
  • Unlimited check writing
  • Receive imaged check copies with monthly statement
  • $500.00 minimum daily balance requirement to avoid $8.00 monthly service charge
  • Visa Debit Card
  • 24 Hr. telephone banking with call first

 

First Courtesy Checking

  • Minimum to open $100.00
  • No service charge
  • No minimum balance requirements
  • Unlimited check writing
  • Visa Debit Card
  • 24 Hr. telephone banking with call first
  • Statements by e-mail only (no images)

 

First Premier Checking

  • Minimum to open $100.00
  • Unlimited check writing
  • Receive image check copies with monthly statement
  • $500.00 minimum daily balance requirement to avoid $8.00 monthly service charge (does not apply to students or seniors)
  • Visa Debit Card
  • 24 Hr. telephone banking with call first

 

Now Account

  • Interest bearing
  • Compounded monthly using the average daily balance
  • Minimum to open $500.00
  • Unlimited check writing
  • Receive imaged check copies with monthly statement
  • $500.00 minimum daily balance requirement to avoid $8.00 monthly service charge
  • Visa Debit Card
  • 24 Hr. telephone banking with call first

 

Super Now Account

  • Interest Bearing
  • Compounded monthly using the average daily balance
  • Minimum to open $1,000.00
  • Unlimited check writing
  • Receive imaged check copies with monthly statement
  • $1,000.00 minimum daily balance requirement to avoid $10.00 monthly service charge
  • Visa Debit Card
  • 24 Hr. telephone banking with call first

 

First Class Checking

  • Interest bearing
  • Compounded monthly using the average daily balance
  • Minimum to open $500.00
  • $500.00 minimum daily balance requirement to avoid $10.00 monthly service charge
  • Earn a higher APY on balances up to $25,000.00
  • Earn a lower APY if monthly qualifications aren’t met

Qualifications to earn higher rate

  • Personal accounts only
  • Have at least 12 debit card purchases post and clear
  • Be enrolled in e-statements
  • Have at least one direct deposit and one automatic debit (ACH) post and clear before statement cycle cut-off

 

First Arkansas Checking

  • Minimum to open $100.00
  • Unlimited check writing
  • Receive monthly statement with images
  • $500.00 minimum daily balance to avoid $3.00 monthly service charge fee (Does not apply
  • to students or seniors)
  • Visa debit card
  • 24 Hr. telephone banking with “Call First”

 

Please see “Savings” tab for information on Limited Money Market Accounts (L.M.M.A.)