Business Interest Account

• Interest bearing
• Compounded monthly using the average daily balance
• Minimum to open $500.00
• Unlimited check writing
• Receive imaged check copies with monthly statement
• $500.00 minimum daily balance requirement to avoid $8.00 monthly service charge
• Visa Debit Card
• 24 Hr. telephone banking with call first

First Courtesy Checking

• Minimum to open $100.00
• No service charge
• No minimum balance requirements
• Unlimited check writing
• Visa Debit Card
• 24 Hr. telephone banking with call first
• Statements by e-mail only (no images)

First Premier Checking

• Minimum to open $100.00
• Unlimited check writing
• Receive image check copies with monthly statement
• $500.00 minimum daily balance requirement to avoid $8.00 monthly service charge (does not apply to students or seniors)
• Visa Debit Card
• 24 Hr. telephone banking with call first

Now Account

• Interest bearing
• Compounded monthly using the average daily balance
• Minimum to open $500.00
• Unlimited check writing
• Receive imaged check copies with monthly statement
• $500.00 minimum daily balance requirement to avoid $8.00 monthly service charge
• Visa Debit Card
• 24 Hr. telephone banking with call first

Super Now Account

• Interest Bearing
• Compounded monthly using the average daily balance
• Minimum to open $1,000.00
• Unlimited check writing
• Receive imaged check copies with monthly statement
• $1,000.00 minimum daily balance requirement to avoid $10.00 monthly service charge
• Visa Debit Card
• 24 Hr. telephone banking with call first

First Class Checking

• Interest bearing
• Compounded monthly using the average daily balance
• Minimum to open $500.00
• $500.00 minimum daily balance requirement to avoid $10.00 monthly service charge
• Earn a higher APY on balances up to $25,000.00
• Earn a lower APY if monthly qualifications aren’t met

Qualifications to earn higher rate

• Personal accounts only
• Have at least 12 debit card purchases post and clear
• Be enrolled in e-statements
• Have at least one direct deposit and one automatic debit (ACH) post and clear before statement cycle cut-off

First Arkansas Checking

• Minimum to open $100.00
• Unlimited check writing
• Receive monthly statement with images
• $500.00 minimum daily balance to avoid $3.00 monthly service charge fee (Does not apply
• to students or seniors)
• Visa debit card
• 24 Hr. telephone banking with “Call First”

Please see “Savings” tab for information on Limited Money Market Accounts (L.M.M.A.)