Online Banking



wooden fence at a farm

Mortgage and Lending Team

Mortgage Team

Alan Hale

Alan Hale

Alan began his banking career in 1984 in Clarksville, TX and has assisted countless customers with their consumer, agriculture, commercial and real estate lending needs in Red River and surrounding counties. He is well versed in every aspect of lending and has a true desire to help every individual or business with your loan request. He will make the lending process so effortless and will work for you in hopes of establishing a long-term relationship. Alan has a Bachelor of Science in Finance and MBA with an emphasis in Finance from Texas A&M.  He is a U. S. Navy veteran and has always been very active in the community. As President of First National Bank of Tom Bean, he wants everyone to know that his door is always open for anyone with lending needs, questions, concerns, and complaints.

Joan Hardee

Scott Hultberg

Scott Hultberg

Scott has been in banking since 1989.  He has been working with mortgage lending since the early 1990’s.  He has been in Lafayette County Arkansas since 2004.  His knowledge of the local markets makes him the “right choice” when it comes to making your dreams of home ownership a reality.  With his experience he will help you whether you’re a first time home buyer, or maybe an investor looking at adding another property to your portfolio.

Adam Dixon

Brian Lee

Whether you’re a first-time home buyer, looking to trade up, deciding to downsize, or simply wishing for a change, Brian Lee can help you before you ever make an offer on a property. Brian has served the local communities in the financial industry since 2003. This provided him with 16 years of mortgage experience, not only as a lender but as a processor and credit analyst as well.  A key component to his success is his compassion for customers and an understanding of the market for which he serves. His experience and knowledge doesn’t stop with mortgage lending, Brian grew up in the agriculture industry which allows him to assist the vast farming population in our area.  He can sit down with you and look over your budget, income, and savings, helping you get a clear picture of what type and amount of loan is realistic. There are many factors to consider when getting a home loan; interest rates are only one element of the complete package. Brian will help you consider all your options so you can concentrate on making the best decision for your needs.  Contact Brian today at 870-777-5577 and let’s get started making your home-ownership dream come true.

Jason Nottingham

Jason Nottingham

Jason Nottingham began his career in the financial industry in 2004 and has experience in personal banking, commercial banking and mortgage lending. Jason has been assisting customers in DFW & North Texas for the last 10 years and is consistently involved in the community helping customers any way he can. In Jason’s opinion, helping a customer find a home and establish a mortgage loan is just the very beginning of the process. Building life-long customer relationships and helping customers continue make sound financial decisions is what truly inspires Jason. He understands that every customer’s financial situation is different and their financial goals change often. Jason will take the time to truly understand what will work best for you and your family. Jason has also started multiple businesses himself and has a passion for helping his customers invest intelligently to create a path to financial freedom. Ready to discuss your options with Jason? Shoot him a call on his cell and he will come visit you!

“Whether you are purchasing your first home, consolidating debt, refinancing your home, or buying investment properties, I promise to do everything possible to ensure that you are in the best loan with the best rates that fit your specific needs. Our mortgage team has a combination of over 100 years of experience and I am excited to put that knowledge and experience to work for YOU!”– Jason Nottingham

Karen Richardson

Karen Richardson

Karen Richardson understands that financing a home is one of the largest financial decisions that many families will ever make. For more than 30 years, she has helped generations of families make informed financial decisions and ensured their transactions are handled professionally, quickly and efficiently. The keys to her success are a strong drive for perfection and a proactive approach to customer satisfaction that produce quality, sustained client relationships. Richardson’s clients not only trust her time and time again with their own transactions, they consistently and eagerly recommend her services to others.

Mark Fitzgerald

Mark Fitzgerald

Mark has over 25 years’ experience in the mortgage industry.  I’ve seen the North Texas area continue to grow and have had the pleasure of helping multiple generations in navigating one of their largest financial decision.  We will help you on purchase, building or refinancing needs.  Our operations team has over 100 years’ experience in underwriting, processing and closing.  WE CLOSE LOANS ON SCHEDULE!!!  As a proud born and raised Texan, let’s go forth in that Texas tradition of perseverance and BLAZE A TRAIL BIGGER and brighter for the next generation.  God Bless Texas!!!


Lending Team

Alan Hale

Alan Hale

Alan began his banking career in 1984 in Clarksville, TX and has assisted countless customers with their consumer, agriculture, commercial and real estate lending needs in Red River and surrounding counties. He is well versed in every aspect of lending and has a true desire to help every individual or business with your loan request. He will make the lending process so effortless and will work for you in hopes of establishing a long-term relationship. Alan has a Bachelor of Science in Finance and MBA with an emphasis in Finance from Texas A&M.  He is a U. S. Navy veteran and has always been very active in the community. As President of First National Bank of Tom Bean, he wants everyone to know that his door is always open for anyone with lending needs, questions, concerns, and complaints.

Scott Hultberg

Scott Hultberg

Scott has been in banking since 1989.  He has been working with mortgage lending since the early 1990’s.  He has been in Lafayette County Arkansas since 2004.  His knowledge of the local markets makes him the “right choice” when it comes to making your dreams of home ownership a reality.  With his experience he will help you whether you’re a first time home buyer, or maybe an investor looking at adding another property to your portfolio.

Adam Dixon

Brian Lee

Whether you’re a first-time home buyer, looking to trade up, deciding to downsize, or simply wishing for a change, Brian Lee can help you before you ever make an offer on a property. Brian has served the local communities in the financial industry since 2003. This provided him with 16 years of mortgage experience, not only as a lender but as a processor and credit analyst as well.  A key component to his success is his compassion for customers and an understanding of the market for which he serves. His experience and knowledge doesn’t stop with mortgage lending, Brian grew up in the agriculture industry which allows him to assist the vast farming population in our area.  He can sit down with you and look over your budget, income, and savings, helping you get a clear picture of what type and amount of loan is realistic. There are many factors to consider when getting a home loan; interest rates are only one element of the complete package. Brian will help you consider all your options so you can concentrate on making the best decision for your needs.  Contact Brian today at 870-777-5577 and let’s get started making your home-ownership dream come true.

Joan Hardee